Tips for cancer survivors dealing with financial burden

The financial burden for cancer survivors is significant. In a recent study, more than 30 percent of people living with cancer said they had practical concerns regarding financial issues. On top of monthly or yearly insurance premiums, extra costs such as co-pays, medication (chemotherapy or treatment) expenses, travel costs and lost wages are all part of the equation as you deal with a cancer diagnosis, treatment and survivorship.

Some practical ideas that may help as you navigate your way through these issues include:

Talk with your health care team on an ongoing basis about treatment costs. If they recommend a new medication or prescription — ask about your out-of-pocket costs. Many times, your cancer treatment center's business office and pharmacy can give you an estimate of costs before hand.Meet with a social worker to review potential financial resources available to you. This might include charity care, prescription assistance programs, gas cards, low cost (or no cost lodging) and other resources.Call the American Cancer Society (1-800-227-2345) to connect with resources that are available to you as a cancer survivor. If you are unable to work because of your cancer diagnosis; talk with your employer to plan for medical leave, or call the Social Security office (1-800-772-1213) to discuss your options for disability benefits.

Feel free to share ideas, pearls of wisdom and any resources that you have found helpful.

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Making positive change helps cancer survivors

Last year, we had a blog discussion on "How cancer changes you" and so many of you wrote in to share your experiences. With this post, I want to delve deeper into the positive side. I realize it might be asking a lot to do this; however, while having cancer is a generally negative occurrence, some positive things may come from it.

I'll share a story of a woman I met who was diagnosed with breast cancer. After her initial treatment, she decided to reduce her work schedule and pursue her love for painting. She traveled to places she loved and created incredible watercolor paintings reflecting on the beauty of each place.

She stayed active in her work life, but was able to balance it with her dream of painting again. She told me she wouldn't have done this if it hadn't been for her cancer diagnosis. Previous to her diagnosis, she was extremely focused on her career and had put her love for painting on hold.

I'm sure this story isn't unique. Many of you have made positive changes in your life because of your cancer diagnosis. I've heard so many stories of love, courage and strength. At times, it's hard to be positive, as having cancer isn't exactly easy and the physical feelings of the body usually have a strong influence on the mind and outlook.

I would love to hear about your personal experiences. How did you transform the negative to positive? How did this experience change your life?

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